Confused by insurance
 

So I've bought myself a Speed Triple to replace my Street. Typically my original insurance won't cover it so I'm going to have to take out a new policy and lose out on 10 months no claims.
Anyway, I ran some quotes. Selected my bike, the Speed Triple ABS, and got a price. It was considerably more expensive than when I ran quotes before I bought the bike, nearly double, and I couldn't understand what I'd done differently. So I ran some more. Same price. Then I decided to run quotes on the non-ABS Speed Triple, and worked out what I'd done. The same year Speed Triple ABS costs twice as much to insure as the non-ABS model. I thought ABS was supposed to make crashing less likely!?

I'm sorely tempted to just not tell the insurance company I have ABS...

Re: Confused by insurance
 

That seems mad, surely worth calling them to query it. Insurance makes no sense to me, it's all robbery in my opinion.

Re: Confused by insurance
 

Sounds like quote engines not talking to each other properly. Pick the best non ABS price and phone them up to check. You can't now pretend you didn't realise as you've run multiple quotes through everyone's server with and without the ABS option.

Re: Confused by insurance
 

The ABS will have been crashed/stolen considerably more than the none ABS. Simple as that, I work in the insurance sector, it's how it goes.

I wouldn't sweat telling them about it, but they'll likely have it as an ABS model going off the plate. Ring and query, tell the you want to use them but refuse to pay more for the same bike, try to ring at the beginning of a month as they're working harder to hit quotas ;)

Re: Confused by insurance
 

Remove the ABS fuse, problem solved.

Re: Confused by insurance
 

Maybe they think your likely to push harder with an ABS bike .
So more likely to be in a higher speed crash...

Re: Confused by insurance
 

give it ten years and all new bikes will have ABS.

Re: Confused by insurance
 

Isn't it compulsory on 126cc and over from 2016?

Confused by insurance
 

I wouldn't mind it being compulsory if they also made it compulsory to have the option to turn it off/down.


Sent via the medium of interpretative dance.

Re: Confused by insurance
 

You can do just that on some bikes.
Though if you can best ABS on the road your probably riding a factory machine...