Insurance...
 

Okay, this is possibly about to become a major biking issue for me, and I know it's an old subject, but I need to ask about people's experiences, as well as the obvious info.

As some of you know I've recently moved up to London, and this nicely coincides with my insurance renewal due in a couple of weeks.

They've just quoted me £1119 TPFT with 1 year NCD for EC1R!

Erm... far from ideal, and it's only a naked, though admittedly parked in the street. I think I'm probably going to have to drop down to Third Party only.

So, who lives in London and thinks they can give me some tips on how to improve this situation? Insurance companies and telephone numbers would be nice!

try roadsure insurance... they were by far the cheapest for me... not too sure of the number... but they do have a website...

Best to ring around and play them off against each other... you should be able to knock some off....

Roadsure are the ones that quoted me £1119!

I had the same problem. Quoted in four figures for TPFT from the usual suspects but had a much better time with H&R Insurance services.

http://www.insurance2000.co.uk

The cover I have seems fine even when you read the small print and they did quote me under 500 squids for the same cover with the ususal attachments (i.e. 250 Excess etc...)

Hope this helps.

move out of london ?

sorry.. i dont like the place myself.

i'm paying 199 tpft .. and i've only just passed my bike test... there are plenty of benefits from not living down south.. ;)

have you looking on www.confused.com and seeing what the cheapest quotes are on there.

if the bike isnt garaged, then you're screwed in the EC1 (Aldgate/Whitechapel?) areas.

Bennetts are who I'm insured with, and they seem ok, but its all based on the same PostCode risky areas

H&R have done well with £253.40 3PO, and £531.65 3PFT. Does anyone know what they're like with Race Cans?

Bennetts website died on me, so might give them a quick call. Any info on their Race Can policy?

Carole Nash have come forward with £321 3PO, and £550 ish for 3PFT "if it was garaged" :roll:

Ah, young Billy. At least by living in London your insurance quotes will make you feel like you are a teenager agin :lol:

You're better off ringing companies any way... You'll generally get a better deal that way!

I dread to think what my insurance would be like if I was in your situation!
My renewal came through the other day... SV650S, alphadot, alarmed/immobilised, garaged & ground anchored, in Eastbourne (hardly the crime central of the UK!!) with 1 year's NCB...



£450.99!!!


Still... better than last year's by a mile! That was £850!!

(So I must be wrong thinking that 1 year's NCB is a 10% discount!!?)