So far I have 3 other accidents where the other driver wasn't insured.
One lied for an unknown reason and hit me from the left on a roundabout. One was a scrote with no insurance driving like a twit (wrote off the wifes car and damaged mine - pushing the cars into the front of the house by skidding into parked cars) and the third was driving her other halfs car without consent and rear ended us.
Seems like I find these drivers! - Result - 3 claims where the other party cannot be claimed for - hence "My fault" and I have a crap no claims bonus in the car.
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