Hi mate and welcome,
an SV650 for a first bike is very good in my opinion!! Bare in mind that you will have a restricted one (I assume due to age) that will give you all the time you need to learn to ride on big bikes.
Insurance wise I'm surprised is so low! Which company did quote you? and was it only 3rd party?
Price wise I cannot advise you as I got mine new but i'm sure if you have a look at the for sale section there will be plenty of good examples.
Best of luck with your search
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