Sorry to hear about that Mr Uki, glad you are OK.
Bike damage - check the forks are straight.
Insurance - sounds like she must be at fault, but with no witnesses these things can be tricky.
The Police would not have come out unless you were hurt in which case they have to.
Give her your details and let the ins co's deal with it, not much else you can do I am afraid. But keep an eye on what is going on and dont be afraid to intervene if you think it is going unfair.
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