Firstly, glad to hear you're OK.
In my opinion and experience the insurance companies will go knock for knock. The other parties insurance will try and blame you for "undertaking" and going too fast. The Skoda driver will say the van driver indicated, either by flashing of lights or gesture, that it was safe for him to go. He eased across and you came roaring down the road virtually out of control. Or something along those lines.
Hope I'm wrong.
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