Re: eBike insurance
E-Bike will not give 3rd party cover for other bikes
use their FAQ section
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Originally Posted by ebike insurance
Q: Can I ride other bikes? Am I covered third party to ride any bike? Can I ride a friend’s bike? Can I get temporary cover on someone else’s bike?
A: No.
We do not provide a 'Riding Other Bikes' extension on the policy.
The 'Riding of any bike not belonging to the policyholder' cover was originally designed for emergency use only and misuse has resulted in an increase in claims due to riders having a go on an unfamiliar bike and then crashing it (eg, someone who has just passed their test riding their mate's R1).
This in turn would have a knock on effect to all policy holders and increase insurance premiums - which is something we all want to avoid!
At eBike, we are trying to minimise costs to provide realistic premiums - if we introduce this cover across the board, premiums will go up for everyone.
We are however looking to introduce a scheme whereby people who want this cover can pay an extra premium to have it - this is still some way off though.
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Not Grumpy, opinionated.
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