[Luckypants]

Because a CCJ has to be AGAINST you for it to appear on your credit history. If you win there is no CCJ.

Stewie, tell em to see you in court, win, claim for costs, damages, harrassment, anything you can get. Teach the arrogant git's a lesson! Not on DD so in default!!! FFS!!

This 'threaten with legal action at drop of a hat' attitude gets my goat. It's bullying plain and simple. Gits!