Well as I said in another thread, my usual underwriters of several years suddenly took exception to me being an artist and wouldn't even quote for me!
So they had to find an underwriter was daring enough - apparently the reason goes something like this, because Im an artist I may be debauched, wild and hang around with celebrities
...I said err, no Im nearly 50, tee-total, suffer health problems, sit in my spare room and paint pets from photos
oh and Ive never had any points on my licence and have full NCB.