My certificate of insurance says :-
Quote:
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Originally Posted by Tims Certificate
5. Persons or classes of person entitled to drive
blah blah
The policy holder
Under the terms of section ii of the policy - Liability to Third Parties. the policyholder may subject to the owners express consent also drive a Motorcycle not belonging to the Policyholder and not hired to the Policyholder under a hire purchase or lease agreement.
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I take this to specifically state that I may ride others bikes under a U bend it U mend it agreement. Unless policies specifically state you are covered, do not assume it.