Im not one of them (luckily, im a good boy)
But i can see why young people do it, my first ever car insurance, £2000! TPFT on a 1.4 8v bog standard 1998 ford escort worth £1000 if that.
And being hit by an uninsured driver also worries me as i dont really know much about it and how much protection (law, me getting paid for the damage etc) there is for me if i am hit by one
