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fizzwheel · 29-12-09, 01:56 PM

depends

If the bikes on finance and you havent paid it off, then take the fully comp, last thing you want is to be repaying finance on a bike that's been written off.

Third party is all very well till you have a single vehicle accident i.e. you fall off and the only person you can blame is yourself if you can afford to fund repairs / replace the bike without relying on insurance then fine. Personally I cant.

I had the SV on TPFT as it was only worth about £800 and in most cases it would just have been written off, the GSXR is on Comprehensive and it'll stay that way till its market value is practically nill.

In your shoes if I could afford it I'd pay for Comprehensive, at the end of the day its all about how much risk you are prepared to accept.

29-12-09, 01:56 PM	#4
fizzwheel Super Moderator Mega Poster Join Date: Dec 2003 Location: Somerset Posts: 3,614	Re: Fully Comp or 3rd Party F&T???? depends If the bikes on finance and you havent paid it off, then take the fully comp, last thing you want is to be repaying finance on a bike that's been written off. Third party is all very well till you have a single vehicle accident i.e. you fall off and the only person you can blame is yourself if you can afford to fund repairs / replace the bike without relying on insurance then fine. Personally I cant. I had the SV on TPFT as it was only worth about £800 and in most cases it would just have been written off, the GSXR is on Comprehensive and it'll stay that way till its market value is practically nill. In your shoes if I could afford it I'd pay for Comprehensive, at the end of the day its all about how much risk you are prepared to accept. __________________ Look Dave, I can see you're really upset about this. I honestly think you ought to sit down calmly, take a stress pill, and think things over. K5 GSXR 750 Anniversary Edition