[fastdruid]

I'm sure there are *plenty* of bikes that *should* be a cat D if only they'd told the insurance company/had fully comp insurance. I mean technically my VFR would have been a cat D if I'd bothered to claim after someone rammed me from behind and I dropped it[1][2].

Druid

[1] Scratched the top fairing (£330), side panel (£140), cracked the rear plastic (~£75) and slightly bent the rear sub-sub-frame (£175), plus bent front brake lever (£16), scuffed rear brake (£30) and slightly scuffed can (£360) for a bike worth ~1k. I just replaced the front brake lever.
[2] If it was mint I probably would have but I added up the cost of ebay bits against how much my premiums would rise for having an accident (even if a non-fault one) and figured it wasn't worth it.