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Old 03-05-11, 02:05 PM   #1
aaron020873
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Default insurance question, protected no claims

hi all
i had a little off at weekend and i'm just weighing up my options for repair.
i am fully comp insured with protected no claims, but have a £350 excess.
i don't know the costs of parts yet but i would say they would come to more than the excess and then there is my time and effort doing the repairs of which i'm no bike specialist.
so does protected definately mean protected? i.e will not be affected? also can i claim for personal injury even though there was only me involved?? or am i better keeping my mouth shut and doing it all myself?
thanks in advance.
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