For me the SMT was on the limit (after trade in) but the afternoon I demo'ed it made the decision a lot less difficult. However I couldn't justify a Ducati Multistrada's additional £3-4K cost when compared to the SMT considering the ride quality. For me it's not so much the cost for any one bike but how it compares in the quality versus money stakes with the alternatives.
The next bike I get will be with a decent part-ex against it so I may well find myself having a ceiling of £13-14K OTR for it (assuming ~£7K for the SMT in a couple of years). Or I could find myself buying a second hand Multistrada 1200 Touring next and not spending a lot after the part-ex...time will tell.
At the end of the day life is too short to hold back on what you really want, so long as you don't break the bank and spend all the savings. I just need to keep the other half in the dark where I can...for example she went a bit mental when she found out how much I spent to get the SMT, she thought I had spent a lot less
