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embee · 09-06-13, 05:53 PM

It sounds like it depends on how the insurer works. I'm with Aviva (Norwich Union as was) with a multi-bike policy. I have 4 bikes on it, each has a separate certificate but they are all on one policy number and they all hold (and I presume lose) the same NCD. I just added the 4th bike a few weeks ago so confirm this is for definite how it works with them. Effectively I have the NCD on that policy regardless of whether I have 1 or 4 (max) bikes on it.

09-06-13, 05:53 PM	#18
embee Member Mega Poster Join Date: Jul 2003 Location: Warwickshire Posts: 2,804	Re: Insurance question It sounds like it depends on how the insurer works. I'm with Aviva (Norwich Union as was) with a multi-bike policy. I have 4 bikes on it, each has a separate certificate but they are all on one policy number and they all hold (and I presume lose) the same NCD. I just added the 4th bike a few weeks ago so confirm this is for definite how it works with them. Effectively I have the NCD on that policy regardless of whether I have 1 or 4 (max) bikes on it. __________________ "Artificial Intelligence is no match for natural stupidity"