Quote:
Originally Posted by chris8886
Right, have just had my insurance renewal through and they are wanting to charge me more than last year (as ever with the old insurance companies). so have stuck my details into a comparison site as usual and immediately have significantly cheaper quotes. however i have a medical condition, so i know i will have to phone whoever i decide to go with (which may end up changing it all anyway), but i'm more wondering what "extras" people see as very much worth having and which ones people don't usually bother with cos it's just not worth it etc. i always go for TPFT insurance too cos my bike just isn't worth insuring fully comp as it's value is probably only about £1200 max.
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In the 12 years i have owned Doris i have never been more that covered TPF&T. I have had a few accidents against other drivers and won all of them The couple of times that i have bent the bike through lack of talent, i repair the bike myself. parts are very plentiful nowadays and not worth the hike in premium. I currently pay less than £80 for a 10k miles policy, pillion, no security parked in my garden.
