Quote:
Originally Posted by Heorot
Dkid,
I am an insurance claims handler. From what you have said, I don't think that you need to concern yourself. Your insurer will be able to identify the TP insurer from the registration number and from what you said, it appears to be an open and shut case. They should settle your claim and they will then pursue the TP insurer to recover the cost of repairing your vehicle and paying for bike hire. They will not want to delay settling as the bike hire will be costing them. If the TP is not insured, that is their problem, not yours. Apart from the excess that you will have to pay if your insurers can't recover their outlay.
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Thanks mate, that's reassuring to hear!
You'd be a good person to ask for some advice on a slightly different subject that's got me slightly worried.
I've recently purchased one or two aftermarket bits, nothing major but I've not yet gotten around to declaring them as modifications on my policy. My aftermarket exhaust etc is all declared. Are the TP insurance company likely to want to trip me up on this or given the circumstances of the accident will they be irrelevant?
Btw, it's worth mentioning that none of the damaged parts are arftermarket bits. All parts requiring repair/replacement are oem honda parts that were standard on the bike.
Cheers