Lithium

Hey guys,

Something I have been pondering recently (especially being a novice rider) if someone were to 'cause' you to drop your bike for any reason, say pulls out from a junction and you have to brake too hard to avoid collision or something of that nature. Who is liable when it comes to insurance.
They caused you to drop it but at the same time there was no collision and you just dropped the bike.
I feel you would end up getting told you should of seen it coming and handled it better. Which may be true in some cases but most definitely not all.