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Red ones · 12-10-16, 07:34 AM

A few years ago I had an insurer who had a long list they "approved"but when I asked about what effect they had on premium the answer was "none."

I asked why their approved locks didn't affect the the risk of theft and they were stumped. The argument I used was why would I spend a lot of money on an approved lock and chain if the premium remained the same? Doesn't that encourage to not spend that money and either buy a cheap rubbish one for looks or but nothing and take the chance?

12-10-16, 07:34 AM	#4
Red ones Member Mega Poster Join Date: Jul 2003 Location: Hertfordshire Posts: 1,422	Re: Recommend me a padlock, please A few years ago I had an insurer who had a long list they "approved"but when I asked about what effect they had on premium the answer was "none." I asked why their approved locks didn't affect the the risk of theft and they were stumped. The argument I used was why would I spend a lot of money on an approved lock and chain if the premium remained the same? Doesn't that encourage to not spend that money and either buy a cheap rubbish one for looks or but nothing and take the chance?