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15-08-05, 11:02 AM

Earlier in the year, I was involved in a no claim (by either party) accident in my cage, resulting in no damage to people or vehicles, no claims, etc.

I know there's a culture of "rewarding" the victim (ie myself) of accidents with higher premiums on the principle that they can usually be avoided. However, this was a genuine 'nothing I could do' to avoid it/in no way my fault accident and the other party has admitted full liability to the police and myself.

Looking at quotes, despite being a year older and having NCB, my quotes have gone up almost £100.

Can anyone recommend any car/bike insurers (I believe the bike quotes will also be affected?) who use a bit of common sense/are reasonable about these things and actually take the details of the incident into account before stamping 'insurance risk' on your quote and financially raping you with an obscene quote?

15-08-05, 11:02 AM	#1
Ceri JC Guest Posts: n/a	Insurance Query Earlier in the year, I was involved in a no claim (by either party) accident in my cage, resulting in no damage to people or vehicles, no claims, etc. I know there's a culture of "rewarding" the victim (ie myself) of accidents with higher premiums on the principle that they can usually be avoided. However, this was a genuine 'nothing I could do' to avoid it/in no way my fault accident and the other party has admitted full liability to the police and myself. Looking at quotes, despite being a year older and having NCB, my quotes have gone up almost £100. Can anyone recommend any car/bike insurers (I believe the bike quotes will also be affected?) who use a bit of common sense/are reasonable about these things and actually take the details of the incident into account before stamping 'insurance risk' on your quote and financially raping you with an obscene quote?