I searched around before the bike and got quotes ranging from £320 TPFT (motorcycle direct, which i took)

to £1800 TPFT (bennetts)

, just had a gander at renewal quotes and chepest i can find is still around £1700 from all the 'Big' companies like bennetts, ebike, carole nash etc. etc. but this time for Comp. ( TPFT still circa £1100)
I am 20
1999 Sv650 (33Bhp)
Garaged at home address
2 years no claims
1 years full liscence
1 previous non-fault (i got reversed over by white man van at a junction)
Living in a relatively low risk area
Class 1 business use
pillions
No Mods*
Guess i'll be staying with motorcycle direct and ask them how much to upgrade to Fully comp
*
apart from the screen, the bellypan, the hacked undertray, the new indies, the blueflame highlevel, screen, renthal bars, levers, heated grips....Ok theres a few
, but i won't declare most of them apart from can and bellypan, possibly bars.