I once bought a new car and needed the insurance to overlap on my old car whilst it sat at my address waiting for the new owner to pick it up.
I asked my insurance co if they could give me a few days insurance on it and they refused.
So...........
I started a new policy, had the insurance for a few days then cancelled it and didn't lose any money as they give you a certain period to cancel. So a few days insurance for free! Obviously if I'd had to claim during that period then I would have lost a full years premium money but thats nothing compared to losing a £12k car so I'd glady have paid £200 or whatever for the premium.
Similar thing happened a few years later when I was with a different company and they basically extended the policy on it by 30 days to cover the overlap for £50 or something.
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