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Originally Posted by DomP
Really?! Do you all declare things like scottoilers and crash bungs? I haven't ever and to be honest some folk wouldn't know what came as standard when buying a secondhand bike. What about when dealers add them to drive a sale?
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Rationally I would say a Scottoiler is an accessory, not a modification, as it can be removed leaving the bike as it was. It's a bag of worms as I say. But one of the insurers I checked specifically had chain oiler and heated grips as options to tick. And you're quite right about secondhand, I only found out that my old bike had a modified air box and non-standard air filter after I'd been riding it for a couple of months.
Regarding Hastings, their policy booklet tells a different story ..
Quote:
you intend to alter your motorcycle from the manufacturer's standard specification.Alterations include optional extras and any changes to bodywork; these include but are
not limited to:
- Changes to the bodywork, such as specialist paintwork or body kits.
- Fairing removal/addition, including lowers, huggers and front mudguards.
- The addition of panniers or trunk.
- Changes affecting performance such as changes to the engine management system or
exhaust system.
Please be aware that this is not a full list of all possible changes. All changes made from the manufacturer’s standard specificationmust be disclosed.
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So not just modifications that enhance appearance or performance, unlike the wording on their quote.