My ex-housemate specialised in PI claims for sometime, before moving to her prefered field of Medical Negligence. It is very badly paid, and therefore not well represented for those who need it the most, which in turn affects case history, on which new cases cite.
The recent spate of slip-and-claim PI firms hasn't helped, as their claims are highly unrealistic.
If there's one thing I learnt from her experiences, is that contrary to what some may think, the law in this country does not support a litigation culture.
Unfortunately, it's almost the opposite. Obtaining substantial compensation for injuries sustained requires money, dedication, expert witnesses and court time.
However, it seems that you'd have been better off slipping up on a wet floor in Tesco's, and claiming from that.
This kind of Civil Litigation, as you have learnt yourself, can be farcical at times! All I can suggest is get your money, draw the line, cover all your debts,
cancel the cards, and get on with life.
Once that's done... Curry and Cobra to celebrate!
From a personal perspective Tim... here we are, one year on (next week). You're walking, talking, riding, living and breathing. You've finally got yourself a belly, and without any question, have maintained most, if not all of your independence. Things could have been very different... get what you can, accept the experience, sort yourself out, and you'll be a much happier chappy!