Lozzo

One other thing - Insurance values.

Like Wideboy said, and vehicle that's already got a Cat C or D against it is worthless in the eyes of an insurance company. If that vehicle gets damaged again it almost certainly goes Cat B and the payout is severely reduced because of its history; these vehicles don't even hit bottom trade values, yet they could have been perfectly good vehicles once repaired. When an insurance company calls a vehicle a total loss, you shouldn't buy it unless you fully understand this and understand that a simple dent in a wing could mean that car going to a breakers and you getting very little money back for it. You won't be able to argue it either, all engineers who value vehicles are trained to think the same way and they will not enter into any negotiation on values of previously total loss vehicles, their word is final and I can't blame them for it.