Quote:
Originally Posted by SV650rules
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Oh, the Guardian! Must be factual, then.
Listen, it's a given that varying postcodes have higher insurance premiums. Crime rates rise and fall.
I can tell you, for example, that the postcode where my mum lives is virtually crime free - checking the crime statistic database confirms that.
When looking at your linked website, it claims my mum's postcode is among the higher risk. I can also tell you that I've insured my SV650 with zero no claims (all tied up in my other three bikes), TPFT for £75 a year from there. The same bike at my own house would cost me circa £400 - the latter being one letter different on the risk factor according to your website.
So, like I said, pinch of salt. It's not as simple as the insurers looking at that laughably low-brow website and forming a chunk of the premium decision on that.