Insurance Q: awareness course or points & fine?
Does anyone have any experience of whether doing an awareness course bumps up insurance premiums, in the same way that getting points does?
I got pulled over at the weekend and got a NIP for riding without due care (misjudged an overtake, nothing happened, but was observed by police car).
After all the usual license / insurance / MOT checks I had a chat with the officer, he reckoned that given my clean license (never had any previous convictions), I'd probably get offered an awareness course as an alternative to points and a fine.
I know it's not a legal requirement to inform insurers that you've done a course (because it's technically not a conviction) but I don't want to risk them refusing a future claim because I didn't tell them.
So any experiences would be very welcome, thanks
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