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Old 07-09-17, 03:34 PM   #20
650
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Join Date: May 2012
Location: South East London
Posts: 1,095
Default Re: SMIDSY (Sorry mate I DID see you) - Insurance advice?

A woman bopped me at a roundabout (tbf it was her right of way but she encroached into an otherwise totally clear "Keep clear" section when she didn't need to, after watching me set off to move through). I had my helmet cam on....

...11 months later I get a phone call from my insurance:

"Someones put an injury claim in against you"
"eh? What's this about?"
"September last year you hit someone"
"oh, that, no...she hit me, at about 2mph. I didn't fall off but it dented my exhaust"
"She's claiming severe neck, shoulder and limb injuries"
"Ok, well I'll send you a video of her getting out the car and flailing her arms about apologising to me, then me telling her that her breath stinks of dogsh!t and I'm going"
"err..ok"

Sent the video over. Claim denied. I also vocally pointed out how fooked up the front of her car was with damage, clearly from hitting other bikers/pedestrians/cars/lamp posts....my gobbiness paid off.

Moral of the story: I don't have an answer for you. Hope your dad wriggles out of it, but I wouldn't expect it to be a quick process, insurance companies drag their heels on purpose. Scum.
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