Originally Posted by chakraist

Saga prices have gone up by up to 30% this year in both home and motor insurance. It's not good, people moan at me daily about it. I say here what I say to them- more people are claiming than last year, hence it's more expensive. Insurance is basically a big old money pot that everyone pays into and gets paid out from.

If your NCD is above 4-5 years then another year tends not to make a difference. People complain about this but then I make the point that if they were to have an extra 10% NCD every year we would be giving away free insurance. Another thing to note about no claims discount is that the highest figure will indicate the highest increase in premium if you're to have a claim, and the highest basic premium.

Anyways, insurance.