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Old 13-05-08, 11:46 AM   #1
plowsie
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Default Mortgage advisor please

Think I know of one on here...Saeed are you one?

Need some help and advice. Any mortgage advisors please PM me
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Old 13-05-08, 11:50 AM   #2
BigBaddad
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Default Re: Mortgage advisor please

I'm not one, but I've owned a whole lot of property in my time.....perhaps I can help?
What do you want to know?
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Old 13-05-08, 01:03 PM   #3
krhall
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Default Re: Mortgage advisor please

Me too - I need one as my fixed rate of 5 years is about to end and I am looking down the barrell of a ?150 -?200 per month increase at the current rates.......
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Old 13-05-08, 01:16 PM   #4
plowsie
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Default Re: Mortgage advisor please

I've just thought, is it legal to do this lol. Doesn't it cost me for advice?
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Old 13-05-08, 01:37 PM   #5
Blue_SV650S
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Default Re: Mortgage advisor please

Quote:
Originally Posted by plowsie View Post
I've just thought, is it legal to do this lol. Doesn't it cost me for advice?
If you go to any bank or building society you will get proper professional advice for FREE!! ...

Also estate agents offer FREE independent* advisers ...

*yeah right, like they are not getting a kick-back off someone

Last edited by Blue_SV650S; 13-05-08 at 03:42 PM.
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Old 13-05-08, 02:45 PM   #6
wyrdness
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Default Re: Mortgage advisor please

A friend who owns a number of buy-to-let properties recommends a mortgage advise called Mark Raybould at Abacus Advice (01732 881151). I spoke to him a while back when I was thinking of remortgaging and he seemed to really know what he was talking about. It might be worth giving him a ring.

Edit: I wouldn't trust a bank or estate agent mortgage advisor to give the best advice. Use an independent one. I got royally screwed by an estate agent one when getting my first mortgage as a first time buyer.

Before you accept any deal, phone the guy I mentioned above and see if he can get you a better one.

Last edited by wyrdness; 13-05-08 at 03:55 PM.
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Old 13-05-08, 03:10 PM   #7
ooger
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Default Re: Mortgage advisor please

Can Jeremy Kyle not offer sensible, impartial advice for you Plowsie, if you're going anyway?

2 birds, one stone.....was just thinking...?

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Old 13-05-08, 03:25 PM   #8
fizzwheel
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Default Re: Mortgage advisor please

Quote:
Originally Posted by Blue_SV650S View Post
If you go to any bank or building society you will get proper professional advice for FREE!! ...

Also estate agents offer FREE independent* advisers ...
Yep they do. Go and talk to somebody face to face.

I walked into an Estate agents and asked for help and they sorted out my mortage and life insurance and contents insurance for me. I didnt have to to do a thing and I never even bought my house through them.
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Old 13-05-08, 06:46 PM   #9
MR UKI (1)
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Default Re: Mortgage advisor please

Quote:
Originally Posted by wyrdness View Post
A friend who owns a number of buy-to-let properties recommends a mortgage advise called Mark Raybould at Abacus Advice (01732 881151). I spoke to him a while back when I was thinking of remortgaging and he seemed to really know what he was talking about. It might be worth giving him a ring.

Edit: I wouldn't trust a bank or estate agent mortgage advisor to give the best advice. Use an independent one. I got royally screwed by an estate agent one when getting my first mortgage as a first time buyer.

Before you accept any deal, phone the guy I mentioned above and see if he can get you a better one.
Bank or Building Society will generally only be able to advise you on the most suitable product from their range (so unlikely to be the best available on the market). Mortgage broker or intermediary with access to products from the whole of the market will no doubt source you the best deal. But you may pay for the privilege depending on who you go with. The Building Society i work for has a brokerage who can advise on the whole of the market, Cheshire Mortgage Brokers at http://www.cheshiremortgagebrokers.co.uk/
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Old 13-05-08, 06:47 PM   #10
Girth
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Default Re: Mortgage advisor please

What about one of the ads that appear between the wonder Jeremy Kyle show?
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