First accident!

Don't know if it had anything to do with making my first post recently! If it's a ratio of one post one spill, then I'd better stop posting!

Situation: Friday, 1630 - Going north up Holloway Road in the left lane, a car from the southbound side pulled out into my path - it was attempting to turn right into Liverpool Road.

Crash: I swerved to avoid her (nice young lady in a Polo) and spilled it - lowsider on the left hand side. Probably went down at around 20mph and slid 15 yards or so. She apologised and basically admitted liability.

Damage to bike: Left fairing wrecked, footpeg and gearshift wrecked, sidestand bent, front indicator wrecked, handlebar scraped and possibly bent - pending detailed inspection.

Damage to kit: Jacket ripped left shoulder and forearm, trousers ripped left knee and instep, left boot crunched on toe and ripped on instep, left glove scraped on knuckles.

Damage to me: broken left big toe. Minor bruising left shoulder and hip.



So my first crash, and I think I got away with it a bit. I am in awe of my protective kit. Without the boots it would have been shattered toes and horribly gouged instep, and without the clothing it would have plenty of horrid road rash. I think the bike basically came down and crushed my left foot, but I can't really remember it - all I remember is swerving, sliding and then jumping up quickly afterwards.

Keen to get back on though. Hire bike should arrive Mon/Tues, bit disappointed it couldn't be arranged today as I'd been heading north to see friends and was hoping I could arrive less than a day late. Bike has gone back 'home' to MotoDen for an estimate and repairs.

The chaps at MotoDen recommended a company called McAMS to manage the claim - the MotoDen staff couldn't speak highly enough of them. I've made some preliminary enquiries. Anybody have any opinions or experience? Because it was her fault, I'm keen to keep my insurers out of it - although of course I've told them about the accident.

GWS

Cant comment on the McAMS though sorry

These are a good company for your claim http://www.whitedalton.co.uk/.

Out of interest what make and age were the boots you were wearing?

GWS.

GWS?

Boots are by Targa, and are about 3 months old.

Graham

Get Well Soon = GWS

Thanks!

awwh shucks! GWS! a cop biker told me about "sorrymate" apparently they specialise in non fault motorbike claims.. if ya google it you'll probably find it..

good luck and hope the toe aint too sore.. i got a broken baby toe at the moment (didnt think a broken toe could hurt so bad! )

Its a buggger but at least you are mostly ok, get well soon!

Oh the toe is nothing, it's the bike I was really ****ed off about. Just so damn annoying. Ruined the weekend I had planned.

I was actually heading north out of London to see a friend for the weekend in Rutland, and when it happened at 1630 (only 5 mins away from MotoDen) I thought "ok, get insurance details swapped, get MotoDen on the phone, they come and get the bike with a van, jump on a courtesy bike, I'll only lose an hour or so, Tom can ask them to keep my curry warm..."

But the woman asked if I was ok, I said my toe hurt a bit, she insisted on calling an ambulance, they insisted I go for an x-ray, yadda yadda yadda.... Three hours later I limp out of Whittington Hospital still in my kit, and feeling very ****ed off I get on the tube to go and crash with my uncle in South Kensington.

Sod's law, I only insured that bike TPFT because it only cost £2.5k and I had so little riding experience. Didn't think the comp premium was worth it.

The guys think we're looking at about a grand to fully repair - so not too horrendous.

gws

was the engine running on the floor? if so claim yourself a new engine, running with no oil can cause the engine to seize so claim engine damage anyway.(even if you don't put a new engine im sure the garage wont mind splitting the winnings from that with you)

as far as claiming, go through insurances you wont lose any no claims bonus and they lose theres, (yes i hate cage drivers) if they cant see you they shouldn't still have there no claims.