How do I contact debt collectors?

When I bought this house back in 2003, I knew the owners were having financial problems and it was a case of sell the house before they lost it anyway.

Since 2003 I have had bailifs and debt collection agencies trying to calling and writing here to contact them.

The list of outstanding money was almost laughable :-

NTL was about 1500
BT (2 lines) 900 a piece
Electric 450
Gas 400
Water 500
Council Tax 570
Gym membership 740
Kays catalogue 1500
Freemans catalogue 1900
Random car finance company 7000

Plus mobile bills and all sorts of other things.


Now the solicitor who handled the purchase, wrote me a letter to pass on to bailifs etc stating that I had no prior contact with the previous owners and had moved into my house on 23rd december 2003 and that they had not left me a forwarding address.
I had to use this letter to get luxuries like a telephone connected....
2 months after I had moved in, I found out that they had taken out a 20k loan secured on my property.
Dont ask me how but I guess they still had bills and id stating this address.
I passed this onto Northants police who delt with it in their usual manner..
Sweet FA.


The debt collectors I have contacted in the past obviously bought the debt and when they cannot collect, simply sell the debt on to another collector who sends me a letter etc etc.

It got almost routine calling the collectors and explaining but this week I've done a bit of digging and have found all their details, both his and hers and also one of the daughters who they started to use for the gas as they had been cut off.

Oh and all this was on Facebook, plain to see for anyone who went mooching hard enough.


So now that I have this info, how do I get it to the people who want to chase them for money?

Is there a central agency for these sort of things?
I obviously know about experian etc but dont think that they would need the details as I'm sure they just store the credit history.

Anyone have a clue?

Why not just wait until you're next contacted by a debt collection agency and then pass the information on to them?

Not aware of anything, think you'll just have to provide it individually to each creditor.

Originally Posted by wyrdness

Why not just wait until you're next contacted by a debt collection agency and then pass the information on to them?

The debts are all split up between different collectors.
I want to make sure that everyone gets the details.

Phone book?

Originally Posted by Speaky69

Phone book?

For contacting potentially thousands of different comapnies?!

[Bibio]

you could always try experian and equifax see if they can help or try getting in touch with one of the debt help lines see what they have to say about it.

[fizzwheel]

No idea, but being your situation would right royally **** me off.

Have you been to Citizens Advice and asked them, see if they can point you in the right direction ?

I jest!

im not aware of any central agency like thing but most agencies do share information between themselves, so if you set the ball rolling with the ones who are actively chasing, the word should spread through the various companies!

Originally Posted by Bibio

you could always try experian and equifax see if they can help or try getting in touch with one of the debt help lines see what they have to say about it.

Fair point, I'll give it a go in the morning.

Originally Posted by fizzwheel

No idea, but being your situation would right royally **** me off.

Have you been to Citizens Advice and asked them, see if they can point you in the right direction ?

It did bug me slightly...

I spoke to the CA about it and they "advised" that I should think about reading any mail that may fall open in my hands and making calls.
It did stop the bailifs coming round but they still call the neighbours to see if the ****'s are still living at number **.

Its one of the reasons I'm happy to do the digging and pass on the info.

I was worried that the bailifs would gain an order to enetr.

Nightmare senario then though.

Originally Posted by Speaky69

I jest!

im not aware of any central agency like thing but most agencies do share information between themselves, so if you set the ball rolling with the ones who are actively chasing, the word should spread through the various companies!

Again, fair point.