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Old 21-09-13, 11:04 AM   #1
ClunkintheUK
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Default Bl00dy Bike insurance

So done all the hassle of selling the car, figured out what bike I want to add to the fleet, its in budget Mrs. Clunk is excited about being able to go places (like Ireland in october) that we had planned.

Last bit to sort. Insurance. No problems. I'll add it to my existing policy which can do multibike. existing is 480 (for of a stupid petrol station bump and an @rse of a van driver) they wanted, wait for it, 2800.

Ok i expected it to go up as the bike I am looking at is bigger (Tiger 800). I can't get a quote for under a grand. bar-stewards have effectively scuppered the plans at the last hurdle.
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Old 21-09-13, 11:14 AM   #2
DJ123
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Default Re: Bl00dy Bike insurance

by any chance is that Carole Nash?
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Old 21-09-13, 11:43 AM   #3
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Default Re: Bl00dy Bike insurance

H&R insurance. Wouldn't use them again if I can avoid it. Not very helpful. Been having a look. Only way I can do it so I can afford it is third party only for both bikes. still 900 quid.
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Old 21-09-13, 11:48 AM   #4
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Default Re: Bl00dy Bike insurance

try ebike, purely an online company. Never had any issues with them, even when i had to claim.
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Old 21-09-13, 12:02 PM   #5
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Default Re: Bl00dy Bike insurance

Multi bike has never worked out cheaper for me, always way cheaper with two policies and it's getting cheaper every year with the ncb building up.
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Old 21-09-13, 12:11 PM   #6
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Default Re: Bl00dy Bike insurance

I'm with HR, had the Falco on full comp and bought the Trumpet to park next to it till spring.

And the cost of that... £20
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Old 21-09-13, 12:50 PM   #7
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Default Re: Bl00dy Bike insurance

With special one and job, try ebike, after I got taken out on a roundabout they were the only ones with sub £1k premiums for me. You don't get anything fancy and no cover for riding other bikes but to start the NCD going it may be a good shout.

Also try separate policies, in mr clunk and mrs clunk names on each. Mix it up etc and see how you get on.

Be a real shame to scupper a trip because of insurance!
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Old 21-09-13, 01:00 PM   #8
ClunkintheUK
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Default Re: Bl00dy Bike insurance

Will give ebike a try. Tried carol nash as well. Problem is it is london, and an expensive bike. The accident was in the car so my bike NCD was unaffected.

Ebike came out the cheapest insuring the trumpet separetely at 800 on compare the market. I might give them a call directly and see if I can haggle it down with the fact that it will be bolted to an anchor cemented in the ground (one of those push iron a-frames) with a big f-off chain. (whats the best one for that?)
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Old 21-09-13, 01:08 PM   #9
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Default Re: Bl00dy Bike insurance

Ahhhh yes the good old car vs bike claim gig.

No feck r will take the other as NCB but they will each happily count claims on the other!
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Old 21-09-13, 03:29 PM   #10
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Default Re: Bl00dy Bike insurance

I can see SOME overlap. If your drive like a n0bber, you are likely to ride like a n0bber. What really annoys me is this accident just would not happen on a bike unless you are monumentally retarded. It was the unparking in too narrow a road. albeit at a petrol station.
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