how can i get my insurance cheaper ?

hi there,
had my bike for 2 years,

1st year, with redline, i paid 650 quid for TPFT
2nd year with carol nash, i paid 400 quid.

my insurance is up for renewall next month, yet i get a letter through today, telling me that my renewall premium will cost me 550 quid.

here's me thinking that having an extra years no claims, being a year older, and the bike being a year older would actually reduce my premium ? or am i missing something ?


i had an accident about 6 months ago, where i was nudged over at traffic lights and the bike dropped, the driver left the scene without leaving details, and the police were unable to trace her.
damage to bike was a few scratches that i polished out.
asked people's advice on here and was advised to let my insurance company know and that they shouldnt use it to jack up my premiums.

trouble is . . .id prefer to stay with carol nash, cos i quite enjoy their free breakdown cover and ride any bike free of charge extra's that you get with their policys.

so what i need to know is . . . how can i get them to charge me less money ?

The problem with that accident mate is that insurance companies deem that as your fault and goes against you regardless of wether or not you made a claim. That's why your premium has increased, they will use any opportunity to increase your premium. Only other thing is to look at oter insurer's. Try Bennetts, ebike etc.

Good luck.

Dan

[Biker Biggles]

Two things----Get several other quotes from all the usual suspects including Ebike.You should be able to get some good ones that undercut Carole Nash.Then go back to CN and ask them to explain your increase and offer to let them match your best quote.Don't tell porkies about the other quotes though as CN will know what the competition is doing and will call your bluff if you try it on.

[fizzwheel]

Shop around

Devitt wanted £900 off me for the GSXR and the SV. Ebike wanted £555 same level of cover, Less excess, free breakdown cover.

Originally Posted by sv_dan

The problem with that accident mate is that insurance companies deem that as your fault and goes against you regardless of wether or not you made a claim. That's why your premium has increased, they will use any opportunity to increase your premium. Only other thing is to look at oter insurer's. Try Bennetts, ebike etc.

Good luck.

Dan

but how could it be my fault, i was waiting at a red traffic light. robbing b*stards

bennets 700

anyone recommend any other companys ?

ha ha

ebike
£2452.80

Originally Posted by bikageboy

ha ha

ebike
£2452.80

hi mate

have you tried cia and motorcycle direct, tbh i have nevr found any one better,

as for the misshap at the lights, i woulndt class that as an accident, so i would still sleep at night if i forgot to tell them, howvere when they ask i usually say " i dont know if this counts but,,,, (make it sound really mnor)

i have a non faulter and a non claim theft both noted on my policy and it didnt budge my premium,

alternativly you could try calling them and saying.... what do you think you are playing at,

and tbh, breakdown is only worth £50 as nci do fully comp break down for that,

Alex

Try Premium Choice, thats who I've got my insurance with. MCE can also be quite cheap and they will match or undercut other offers too.

Tbh, you are going to have a hard time getting anything cheaper since you have an accident you've declared. It doesn't matter it wasn't your fault or that you didn't claim anything, its still going to push your premium up.

motorcycle direct £550.44 (inc legal protection, breakdown cover)

this is getting a little better