Trackday insurance, 3rd party needed?

[Kylie]

So I'm booked on Ride's InControl day at Snetterton, not quite a track day but close. Looking forward to it. (Afternoon of June 26th if anyone else has money to burn).

Snetterton don't require insurance, and my policy doesn't cover tracks. I don't want insurance for my bike, nor my health, as I have medical/accident cover from work for that.

But I'm worried about what happens if say I get a corner wrong and take someone else out (Not likely, but...). Whats the story on track, can people claim against you if you are involved in an incident, or is it a free for all?

you can get cover for your kit, but not for your bike....you are v v v unlikely to take anyone else out - ive done 7 or 8 and ive never seen it - =you generally get people crashing each session, but thats running off on their own...

back to subject - you cant get cover on track, unless its for silly money,

just ride within your limits and youll be fine

Originally Posted by Kylie

But I'm worried about what happens if say I get a corner wrong and take someone else out (Not likely, but...). Whats the story on track, can people claim against you if you are involved in an incident, or is it a free for all?

unless you are riding like a prize tw4t, then you'll be fine. since it's not a public road, then riders accept the associated risk, an accident is just that, an accident

You might get someone smack you in the chops if they are a complete jobs-worth (or if you were ), but there is no legal obligation to sort them/their bike.

So yes, it's an 'at your own risk' job

For example, I got 'taken out' at the weekend, it didn't even cross my mind to give him a mouthful or ask him to pay for damage ... its just not done ... coming home with a pile of scrap because of someone else is just a risk you all take/accept by being there!!