Cheeky f***ers

[Littlepeahead]

MCE have just called to remind me my insurance is due on the SV in March. They insured me this year but after a stream of unanswered emails, letters and spending several weeks on hold while trying to get my licence plate changed on my policy until I had to threaten them with the Financial Ombudsmen I'd already decided I would not be renewing with them.

However, I asked how much my renewal was. He said £187, fully comp.

I then asked how much they had charged me last year despite already knowing. £120.

So I then asked how they justified such a massive increase taking into account he following:

I am a year older
I have another year of riding experience
I have made no claims
My bike is worth less than it was last year so if it was a write off they would pay out less

He blustered a bit, said everyone's policies had increased but to make this up to me they were now including leathers and helmet cover, RAC and legal cover.

I pointed out that I have AA cover already, last year's policy included legal cover at the cheaper rate and my leathers aren't worth covering once you read all the Ts & Cs and pay the excess.

He then went a bit quiet. Quiet enough that I think even he heard the penny drop that it was probably pointless trying to sell me insurance.

Hastings Direct have offered me £78 including legal cover. Anyone with them - are they any good?

£187? thought women's insurance was supposed to be inline with mens premiums now?

Thats very cheap Clare, id bite their hand off.

[dizzyblonde]

Could be worse, you could have had a £400 hike in your insurance.....had it automatically renewed, you still haven't recieved your renewal notice through the post, and its due next week. On top of mixing up some quote for a different car and knocking off the one thats been there FOR TWO YEARS! Which would have meant our car was uninsured had we been pulled or in an accident, due to some halfwits stupid fingers on a computer!

I've told them to foxtrot oscar


Although this is for my car to be perfectly honest £187 FC ain't bad for a little SV.
I'm likely to go with Hastings Direct for the car, as they have offered me insurance at the same price as I had it last year with Aviva.
I'd also like to know if they are any good

[Dave20046]

All of them try it; I got admiral down around £700 this year, and my home insurer down about £80 (when they were already the cheapest despite the increase on last year!). The prices are going up thanks to scammers and insurers generally being cnuts but not at the proportion they initially quote.

Hastings direct are supposed to be okay. They only insure over 21s I'm afraid though

[Red Herring]

Originally Posted by Littlepeahead

Hastings Direct have offered me £78 including legal cover. Anyone with them - are they any good?

For that she might have to bite more than their hand.....

[Littlepeahead]

Maybe someone told Hastings that alsthough I own a motorcycle I seem to ride it so infrequently that the biggest risk is a meteorite crashing through my garage roof and flattening the SV.

It was Hastings that once offered me that kind of price for the SV. When you took into account the second bike though it wasn't the cheapest.

[dizzyblonde]

Originally Posted by Littlepeahead

Maybe someone told Hastings that alsthough I own a motorcycle I seem to ride it so infrequently that the biggest risk is a meteorite crashing through my garage roof and flattening the SV.

May I use this when my multibike policy comes up for renewal in March.

Apparently being a 'housewife' makes you more at risk, as you are more likely to go out in/on a vehicle spontaneiously mmmmmm of course, I just put the kids in a carboard box and leave them locked in the shed while I do it!!!

helmet and leather cover is worth it. helped me for when i had my accident. £187 for a year is nothing compared to £1,300 fully comp

[Littlepeahead]

I'm just waiting on the final price based on modifications - they asked if they improved the perfomance or appearance of the bike. No to performance - Beowulf can, black screen, crash bungs - but surely appearance is subjective. I reckon adding rim tame would halve the value - others might disagree. And if I'm riding the bike it looks OK, stick Angelina Jolie on it and I'm sure it would have a far more attractive appearance.

As for leather covers. I have 2 sets of leathers, 2 sets of textiles and some Kevlar stuff. So if I did come off I have other kit I can use until getting my Hide Out gear repaired or replaced. He tried to say he'd add in free courtesy bike cover. I said that with a car on the drive and 2 other cars I'm insured on that really wasn't doing it for me.