Insurance Problem

[hindle8907]

Hi guys Need some help here

Just got my bike on friday SV650 Naked

Im on a 33bhp licence, i have one claim for total loss by theft and 3 points on my licence for speeding.

The Cheapest quoat i can get it £850 TPFT

The next cheapest is 1400+ and i have looked every where guys.

I got a ECU from a guy on here and have installed it just rang the insurance compay and they want a Certificate or some form of proof on Paper !

I cant go with another compay because there all to expensive !

What shall i do !??

[the_lone_wolf]

i think most companies will want to see proof of restriction, if not at the inception of the policy then when you try to claim

[hindle8907]

Just rang again and they said a DYNO will be ok ?
does anyone on here have a Dyno for a SV650N K5 or will it have to have my registration on there and stuff

Not to sound harsh but didnt you get a quote BEFORE getting the bike? Ive alsways checked what ins is gonna be like before buying a bike/changing it over to a new one.
Are you friendly with your local garage? if so go and have a chat and see if they could help out with the proof of restriction

[dyzio]

£850?
How old are you?

Have you tried here? http://www.thebikeinsurer.co.uk/

Ask the insurance company to confirm that a Dyno printout with the vehicle VIN / registration showing a maximum power output of less than 33bhp is acceptable as proof. [Edit: I'm a little slow, you've done that]

Most insurance companies will accept this. Any that don't are wasting your time as they shouldn't really be concerning themselves with it as its a condition of your license not your insurance.

[Edit: They will still ask for proof if you make a claim though. However having the ECU in place on the vehicle should be better proof than a 6 month old piece of paper.]

[the_lone_wolf]

who fitted the restrictor?

just get them to write a letter on headed paper stating that the bike is <33bhp

or get your local dealer to look at the ECU serial number and do the same

should only cost you a few quid to get them to do it

Originally Posted by dyziowg

£850?
How old are you?

Have you tried here? http://www.thebikeinsurer.co.uk/

Itl be the theft claim that won't help him, did you lose your ncb??

Originally Posted by Paws

Itl be the theft claim that won't help him, did you lose your ncb??

Yup it'll be your postcode (probs a high crime area) and the fact you've had a bike nicked before. My insurance premuin is high because my new sv is parked on the road (tho its in my parents garage atm ), and easily stolen.

It sucks being young and a biker but until your 26+ your going to have to pay high insurance prices until you get a NCB and some age behind ya.

Also regarding the 33bhp thing your insurance should not care about proof, if anything happens they'll want it but not just to insure your bike (this was my experience with kawasaki green care).

Have you tried Bennetts, Carole Nash, CIA? Proper bike insurance firms rather than car firms with bikers added on??

I feel for you bud but TBH its about right my first insurance on a big bike was about 700 TPFT and my bike was garaged in a low crime area, obviously no points or insurance claims before.

***Edit that custom can aint helping either me thinks

[hindle8907]

im only 20 years old.

yeah i have tried everywhere .

and yes i lost my no claims too

I fitted the ECU my self