Why is insurance so much more expensive on a IL4?

Hi,

Someone I know has just sold his SV and bought a ZX6-R. Out of interest, just did a quote on one, quote came out at £9941. My SV renewal's just come up, £240.

I know the insurance group is more, and it's an all out sports bike, but they can't be THAT different surely? It only has ~35hp more.

Area

Rider age

Rider experience

Poss more ZX6Rs binned and stolen

Loads of factors

Cost me £500 more to insure my ZX6 over my old SV

Suppose, it just seems madness for it to be that much more expensive, if you get me. I've been riding for nearly three years now! Not as long as others granted but I'm over the first 'step' so to speak.

I just nearly fell over when I read that. I just insured my SV, it cost £71.15 ttft. I'm 43 with 3 years no claims straight off a 125 onto the 650. Makes me glad I'm getting on a bit.

because if you get on a zx6 and ride it like your sv, flat out etc you will bin it very quickly. They are stupid quick if you let them rev and the first time i let mine go i nearly shat myself. I suspect this is why they cost silly money to insure over the much friendlier road usable sv.

Have a look at the daytona 600, look great, more bhp, IL4 and insurance very close to the SV. Considering selling my SV for one!

Mines
£92 SV,
£192 zx6r.
£269 R1!

Age 27, 4yr NCB, 9000 miles a year.

Mine was 75 for sv and same for cbr600. One of the few advantages of being a middle-aged housewife

Out of interest I got myself a quote for insuring a BMW S1000rr... Long story short, around £3500

I pay £16 a month for my sv TP only though.

Depends on bike, not necessarily engine format, although as IL4 generally have more power they are in higher insurance groups. If you compared something like an RSV, RC8 etc you'll find them expensive too.

When I was shopping around, did quotes on all IL4s which I fancied. From most expensive to least:
Daytona 675
Zx6r
CBR 600rr
Gsxr 600
Gsxr 750

All bikes were c.2006-2008 and similar values.