Man & SV Down.. - SV650.org

16-12-15, 12:38 PM

Came off my SV yesterday.. a van changed lane in front of me approaching a set of lights, pulled the brake bike went down and it slid along on its crash bungs which did a great job and minimised damage but the rear wheel hit a kerb & has a big dent in it, chain too plus the usual foot peg, lever, scuff on the nose cone, tail plastic etc

Are the insurance likely to write this off?

Its a K3, great pre-accident condition, full fairings, akrapovic system etc & 21k miles - I could fix it myself for a couple of hundred quid but my insurance company have arranged for a hire bike to be dropped off whilst mines taken away for assesment/repairs.

Ideally if its written off I'd like to buy it back and get it back on the road.

Red Herring · 16-12-15, 12:44 PM

It's a shame you have involved your insurance company then. Fixing it yourself for £200 is going to be considerably cheaper than the subsequent hike in your premium, even if you manage to get all the claim transferred to the van.......

With the damage you describe I'd be very surprised if they don't write it off and there is no way they are going to give you enough to replace it like for like.

Do you still have it?

16-12-15, 12:59 PM

Yep still have the bike at home, being collected Friday morning.

Not sure how these things work & I use the bike for work so need a bike everyday - getting the train is a big inconienience so I thought going through the insurance was for the best especially as most of my clothing and Go Pro got damaged in the process plus there always seems to be more than meets eye from fixing what you assume to be, not much damage.

Guess I'll have to suck it & see then... If I can buy it back I'll be happy but not sure on how these things work.

16-12-15, 01:01 PM

Will also be given a courtesy bike when they collect mine to be assesed which helps me out a lot.

Red Herring · 16-12-15, 01:03 PM

I guess that's what we have insurance for. Did the van driver stop?

16-12-15, 01:05 PM

yep he did, he held his hands up and said it was all his fault etc so got liability etc all on the Go Pro footage but still really annoying

shiftin_gear98 · 16-12-15, 01:38 PM

Hope you are ok.
Are you fully comp? If not don't let them take it. Even if the guy at the scene admitted it. They sometimes change their mind. Lesson I just learnt. Just read about the go pro footage - hopefully that will help you no end. From the damage you state, yes they'll right it off. I had a bent foot peg and a quote for £1100.00.

Good Luck.

16-12-15, 01:47 PM

Yeah Im fine really, arms and legs a bit achey today but nothing permanent.

I am fully comp - i did say when I called my insurance that my local bike shop were recovering it for me & they could repair it for me but in order to get the loan bike etc, it had to go with their recommened company called 'Plantec' which I struggle to find any positive reviews about ha ha

I'll make it clear then that I want to buy the bike back, if econaomical to do so & I'll fix it myself or strip it, buy another one & fit my good parts.

Thanks for the replies.

16-12-15, 03:10 PM

Ahh Plantec - Horrendous company.

They "Dealt" with my bike and gave me 6 hire bikes in the space of 3 months, why so many? because they were all sheds... No1 - Clutch slipped so bad I couldn't accelerate, No2 - slow puncture, No3 - Crap clutch... the list goes on.

They scratched my bike and left it somewhere extra dusty, so when I got it back it looked like a wreck (Only crash damage was a snapped rear mudguard)

They dodge calls, fob you off, and generally take the p1ss. But in the end I got £650 for the value of the bike (cat D), bought mine back for £50 salvage, spent £50 fixing it and then sold it for £700.

All in all, your best just being patient, they will eventually ring you to tell you the inevitable (Its a write off) Then they will give you your options, good luck with it all mate, glad your not to banged up!

16-12-15, 03:14 PM

Thanks mate - every review has been that their useless ha ha

I dont mind aslong as I eventually get the bike back and have use of the hire bike whilst its with them - got a few mates that have offered me use of bikes but dont want to potentially write off a mates bike ha

Did you have to state that you wanted the bike back before they took or were you given the option when they called to say it was a write off?

16-12-15, 12:38 PM	#1
Markos_46 Guest Posts: n/a	Man & SV Down.. Came off my SV yesterday.. a van changed lane in front of me approaching a set of lights, pulled the brake bike went down and it slid along on its crash bungs which did a great job and minimised damage but the rear wheel hit a kerb & has a big dent in it, chain too plus the usual foot peg, lever, scuff on the nose cone, tail plastic etc Are the insurance likely to write this off? Its a K3, great pre-accident condition, full fairings, akrapovic system etc & 21k miles - I could fix it myself for a couple of hundred quid but my insurance company have arranged for a hire bike to be dropped off whilst mines taken away for assesment/repairs. Ideally if its written off I'd like to buy it back and get it back on the road.

16-12-15, 12:44 PM	#2
Red Herring Member Mega Poster Join Date: Dec 2007 Posts: 2,708	Re: Man & SV Down.. It's a shame you have involved your insurance company then. Fixing it yourself for £200 is going to be considerably cheaper than the subsequent hike in your premium, even if you manage to get all the claim transferred to the van....... With the damage you describe I'd be very surprised if they don't write it off and there is no way they are going to give you enough to replace it like for like. Do you still have it?

16-12-15, 12:59 PM	#3
Markos_46 Guest Posts: n/a	Re: Man & SV Down.. Yep still have the bike at home, being collected Friday morning. Not sure how these things work & I use the bike for work so need a bike everyday - getting the train is a big inconienience so I thought going through the insurance was for the best especially as most of my clothing and Go Pro got damaged in the process plus there always seems to be more than meets eye from fixing what you assume to be, not much damage. Guess I'll have to suck it & see then... If I can buy it back I'll be happy but not sure on how these things work.

16-12-15, 01:01 PM	#4
Markos_46 Guest Posts: n/a	Re: Man & SV Down.. Will also be given a courtesy bike when they collect mine to be assesed which helps me out a lot.

16-12-15, 01:03 PM	#5
Red Herring Member Mega Poster Join Date: Dec 2007 Posts: 2,708	Re: Man & SV Down.. I guess that's what we have insurance for. Did the van driver stop?

16-12-15, 01:05 PM	#6
Markos_46 Guest Posts: n/a	Re: Man & SV Down.. yep he did, he held his hands up and said it was all his fault etc so got liability etc all on the Go Pro footage but still really annoying

16-12-15, 01:38 PM	#7
shiftin_gear98 Member Join Date: Mar 2013 Location: At home Posts: 756	Re: Man & SV Down.. Hope you are ok. Are you fully comp? If not don't let them take it. Even if the guy at the scene admitted it. They sometimes change their mind. Lesson I just learnt. Just read about the go pro footage - hopefully that will help you no end. From the damage you state, yes they'll right it off. I had a bent foot peg and a quote for £1100.00. Good Luck. __________________ Currently driving a Corsa....

16-12-15, 01:47 PM	#8
Markos_46 Guest Posts: n/a	Re: Man & SV Down.. Yeah Im fine really, arms and legs a bit achey today but nothing permanent. I am fully comp - i did say when I called my insurance that my local bike shop were recovering it for me & they could repair it for me but in order to get the loan bike etc, it had to go with their recommened company called 'Plantec' which I struggle to find any positive reviews about ha ha I'll make it clear then that I want to buy the bike back, if econaomical to do so & I'll fix it myself or strip it, buy another one & fit my good parts. Thanks for the replies.

16-12-15, 03:10 PM	#9
Corny Gizmo Guest Posts: n/a	Re: Man & SV Down.. Ahh Plantec - Horrendous company. They "Dealt" with my bike and gave me 6 hire bikes in the space of 3 months, why so many? because they were all sheds... No1 - Clutch slipped so bad I couldn't accelerate, No2 - slow puncture, No3 - Crap clutch... the list goes on. They scratched my bike and left it somewhere extra dusty, so when I got it back it looked like a wreck (Only crash damage was a snapped rear mudguard) They dodge calls, fob you off, and generally take the p1ss. But in the end I got £650 for the value of the bike (cat D), bought mine back for £50 salvage, spent £50 fixing it and then sold it for £700. All in all, your best just being patient, they will eventually ring you to tell you the inevitable (Its a write off) Then they will give you your options, good luck with it all mate, glad your not to banged up!

16-12-15, 03:14 PM	#10
Markos_46 Guest Posts: n/a	Re: Man & SV Down.. Thanks mate - every review has been that their useless ha ha I dont mind aslong as I eventually get the bike back and have use of the hire bike whilst its with them - got a few mates that have offered me use of bikes but dont want to potentially write off a mates bike ha Did you have to state that you wanted the bike back before they took or were you given the option when they called to say it was a write off?