Ncd question - SV650.org

DomP · 22-01-17, 09:19 PM

Renewal time and I'm looking to shave a bit off my premium, when I first passed my test I was insured previously on my 125 but let that policy run out and started a new one on my sv as it was cheaper and easier. That was just over a year ago and I'm now thinking can I add that 1 year ncb to my current 1 year from riding my sv? Is it even worth the hassle for what may be a minimal saving

Bibio · 23-01-17, 12:23 AM

ncd is only applied to full years and you must have proof which is usually your renewal letter.

DomP · 23-01-17, 07:53 AM

I did let that policy run through but would need to contact mce for my ncb just not sure whether as I was on a cat it would count for much

PyroUK · 23-01-17, 12:40 PM

Can't add them together unfortunately, you can try getting the proof of bonus from your old old insurer and give that to your old insurer and see if they'll rectify it but not sure if they will now

DomP · 23-01-17, 01:12 PM

Probably not worth the bother then

embee · 23-01-17, 04:21 PM

Not strictly relevant but since the issue has been mentioned, if you dispose of a vehicle, sell it on or exchange etc, then you MUST inform your insurance company otherwise in the event of a claim by or against another person using the vehicle it could mean you become liable if your insurance for it is still "valid".

If of course you still own it but just stop using it for whatever reason then that's different.

PyroUK · 23-01-17, 05:36 PM

Quote:

Originally Posted by DomP

Probably not worth the bother then

Maybe maybe not, if you decide against doing. It to try and increase it, I'd day its still worth getting the proof of bonus from the he first lot as Ncd is valid for 2 years from the date of expiry so if you were to get a 2nd vehicle within that time you'd have a spare set to use 👍

Some insurance companies may even be able to use it on a car policy but you'd have to check with them to be sure

Biker Biggles · 23-01-17, 06:32 PM

I assume you took out your current policy before the first one expired hence not getting the ncd added to it?If so I suspect you cant get it added now.

22-01-17, 09:19 PM	#1
DomP Member Join Date: Oct 2014 Location: Kington Herefordshire Posts: 916	Ncd question Renewal time and I'm looking to shave a bit off my premium, when I first passed my test I was insured previously on my 125 but let that policy run out and started a new one on my sv as it was cheaper and easier. That was just over a year ago and I'm now thinking can I add that 1 year ncb to my current 1 year from riding my sv? Is it even worth the hassle for what may be a minimal saving

23-01-17, 12:23 AM	#2
Bibio Member Mega Poster Join Date: Jul 2008 Location: here as devil's advocate Posts: 11,568	Re: Ncd question ncd is only applied to full years and you must have proof which is usually your renewal letter.

23-01-17, 07:53 AM	#3
DomP Member Join Date: Oct 2014 Location: Kington Herefordshire Posts: 916	Re: Ncd question I did let that policy run through but would need to contact mce for my ncb just not sure whether as I was on a cat it would count for much

23-01-17, 12:40 PM	#4
PyroUK Member Mega Poster Join Date: Feb 2011 Location: Poole Posts: 1,083	Re: Ncd question Can't add them together unfortunately, you can try getting the proof of bonus from your old old insurer and give that to your old insurer and see if they'll rectify it but not sure if they will now __________________ 2011 Triumph Daytona 675, Arrow exhaust and QS!

23-01-17, 01:12 PM	#5
DomP Member Join Date: Oct 2014 Location: Kington Herefordshire Posts: 916	Re: Ncd question Probably not worth the bother then

23-01-17, 04:21 PM	#6
embee Member Mega Poster Join Date: Jul 2003 Location: Warwickshire Posts: 2,802	Re: Ncd question Not strictly relevant but since the issue has been mentioned, if you dispose of a vehicle, sell it on or exchange etc, then you MUST inform your insurance company otherwise in the event of a claim by or against another person using the vehicle it could mean you become liable if your insurance for it is still "valid". If of course you still own it but just stop using it for whatever reason then that's different. __________________ "Artificial Intelligence is no match for natural stupidity"

23-01-17, 06:32 PM	#8
Biker Biggles Member Mega Poster Join Date: Jan 2005 Location: Barnet Herts Posts: 5,071	Re: Ncd question I assume you took out your current policy before the first one expired hence not getting the ncd added to it?If so I suspect you cant get it added now. __________________ On a clear day we stand there and look further than the ordinary eye can see.

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Tax Question	chasey	Bikes - Talk & Issues	3	05-04-09 12:43 PM
Question about oil changes.	Alpinestarhero	SV Talk, Tuning & Tweaking	53	30-03-09 07:56 PM
Two Question	sweepdoggydog	Bikes - Talk & Issues	9	27-04-06 09:49 PM
Question???	sharriso74	Idle Banter	2	20-01-06 02:43 PM
to buy or not to buy - that is the question	Warren	Idle Banter	11	01-05-05 10:02 PM