Idle Banter For non SV and non bike related chat (and the odd bit of humour - but if any post isn't suitable it'll get deleted real quick). There's also a "U" rating so please respect this. Newbies can also say "hello" here too. |
|
Thread Tools |
03-09-21, 08:26 AM | #11 |
Member
Mega Poster
Join Date: Jul 2008
Location: Sheffield
Posts: 10,274
|
Re: Pet Insurance Advise - Dog
Vets say Petplan are good but they ripped me off a bit once so I avoid.
Dog surgery can be expensive so not sure the self insure route will be best but it's probably quite a close thing. I think for the first 5 years premiums were about £14 a month, I'm on year 10 now at £23 per month so roughly spent a little over £3k on insurance. The excesses have been prohibitive of claiming on little stuff but we did once decide a watch looked tasty and ate that so surgery then was about £1200. I just need something slightly bigger to be surgically removed before death and I reckon I'll be quids in, perhaps a large pocket watch or a small alarm clock.
__________________
|
03-09-21, 08:32 AM | #12 | |
Member
Mega Poster
Join Date: Jul 2008
Location: Sheffield
Posts: 10,274
|
Re: Pet Insurance Advise - Dog
Quote:
If it hasn't already been said; your best bet is to get one decent provider go for lifetime cover and stick with them. It's actually how Petplan stung me, I bought Lifetime cover and they said 'you get a free 8 week trial first' which I obviously accepted, I actually had to make a claim 4 weeks in which went ok but then the complaint reoccurred on week 9 and they denied it because the trial they gave me wasn't Lifetime cover plan so they treated it as a pre-existing complaint even though I'd actually bought Lifetime cover on the policy I subscribed to. Sneaky ****s.
__________________
Last edited by Dave20046; 03-09-21 at 08:33 AM. |
|
03-09-21, 08:32 AM | #13 |
Member
Join Date: Mar 2013
Location: At home
Posts: 756
|
Re: Pet Insurance Advise - Dog
Dave, Fingers crossed it doesn't eat anything else.
What dog do you have, £23.00 a month for a 10 year old seems a bargain. I'm being quote £40+ for a pup. Bloody pedigree mutt. I'm beginning to wonder what pitful's owning a lab is going to bring.
__________________
Currently driving a Corsa.... |
03-09-21, 08:34 AM | #14 | |
Member
Join Date: Mar 2013
Location: At home
Posts: 756
|
Re: Pet Insurance Advise - Dog
Quote:
Do you do yearly plans now?
__________________
Currently driving a Corsa.... |
|
03-09-21, 08:36 AM | #15 |
Member
Join Date: Mar 2013
Location: At home
Posts: 756
|
Re: Pet Insurance Advise - Dog
Has anybody done the Vet monthly health plan thing?
I have no idea if £15.00 a month is good or not, compared to just paying for what you need as and when. My vet doesn't seem to advertise pricing.
__________________
Currently driving a Corsa.... |
03-09-21, 08:38 AM | #16 | |
Member
Mega Poster
Join Date: Jul 2008
Location: Sheffield
Posts: 10,274
|
Re: Pet Insurance Advise - Dog
Quote:
That premium makes self insure a bit more attractive but then again I know two people who bought pedigree puppies and thought 'I'll arrange insurance later' - number one ate something it shouldn't have that cost £2k and number 2 found the puppy had some complex defect that took a lot of blood transfusions etc. the total was about £6k of debt for the owner
__________________
|
|
03-09-21, 08:46 AM | #17 | |
Member
Mega Poster
Join Date: Jul 2008
Location: Sheffield
Posts: 10,274
|
Re: Pet Insurance Advise - Dog
Quote:
I go for a yearly lifetime cover now. You will also learn, Vets profit from pretty much every little aspect. From the food they sell to subscriptions. I started off at a big chain vets who tried to refuse treatmeant because I wasn't buying their overpriced food claiming that the kitten may have had IBS which needed ruling out, took it to a little independent and they gave him antibiotics quite cheaply and all was good forever more.
__________________
|
|
03-09-21, 09:07 AM | #18 |
Member
Join Date: Mar 2013
Location: At home
Posts: 756
|
Re: Pet Insurance Advise - Dog
Yeah I think it'll be a steep learning curve. My vet is a local independent. So hopefully they are good.
No shame in it being a cat, any feedback and advice welcomed. Thanks. And yeah I think the chances of something happening when they are young and dumb. Is quite high.
__________________
Currently driving a Corsa.... |
03-09-21, 11:56 AM | #19 |
Member
Mega Poster
Join Date: Jan 2005
Location: Barnet Herts
Posts: 5,069
|
Re: Pet Insurance Advise - Dog
One other consideration. Im told that people are paying seriously silly money to buy their dogs these days and that cost needs to be factored in. Not doing so gives my self insurance fund a nice start in life. I would certainly baulk at paying a grand or even more for a new dog when there are plenty of very nice ones available for a niminal amount from rescue centres.
__________________
On a clear day we stand there and look further than the ordinary eye can see. |
03-09-21, 12:50 PM | #20 |
Member
Join Date: Mar 2013
Location: At home
Posts: 756
|
Re: Pet Insurance Advise - Dog
You'd have kittens if you knew how much this damn dog is costing already.
__________________
Currently driving a Corsa.... |
Thread Tools | |
|
|
Similar Threads | ||||
Thread | Thread Starter | Forum | Replies | Last Post |
Insurance or not? Help and advise please. | sv650kent | SV Talk, Tuning & Tweaking | 15 | 20-04-13 10:14 AM |
looking for advise | craig dow | Idle Banter | 30 | 14-06-12 07:12 PM |
Advise please | wilky007 | SV Talk, Tuning & Tweaking | 6 | 12-11-08 08:15 PM |
advise for a new guy? | jay boi | Idle Banter | 23 | 10-04-07 03:57 PM |
Advise please | aliBONG01 | SV Talk, Tuning & Tweaking | 10 | 02-08-06 06:44 PM |