Somebody hit me whilst in my girlfriends car!

[Dave20046]

Originally Posted by G

The link below shows the junction it happened on.

I was in the right lane heading north east along the A38. He was in the left lane.

I was infront of the 4x4 making progress in the right hand lane. As the lane closes from two lanes down to one I obviously have to merge in turn. There was a large gap to move over into however he sped up deliberately to close the gap which resulted in him going into the back of me.

http://maps.google.co.uk/maps?f=q&so...02248&t=k&z=19

mmm dodgy, I guess they might say if you'd seen him you would have sped up - then again he should have slowed down.
Worth checking out the highway code on lanes merging, it might get pinned on you for not keeping left.

[fizzwheel]

Originally Posted by G

I have called mini and a new platic arch extension is £53.07, the spraying will be a further £50, so £103.07. They have warned as the arch extension is plastic and the main arch is metal so there is a slight risk the colour match may not be perfect.

Personally I'd take the car into the garage and get them to have a proper look at it, the plastic arch extension might be hiding further damage and you may end up with a bigger bill than you realise.

Get a proper quote and if its less than your insurance excess go round his hosue and present him with the paperwork and ask him what he proposes to do about it.

If the bill is bigger than your insurance excess then simply put it through the insurance.

I would have thought that with a 59 plate car a decent bodyshop is going to stand a good chance of getting a decent colour match TBH. I always understood it that if the car was a little older and the paint had been exposed to the weather for any decent length of time thats when the colour match issues come into play.

Why pay for the damage yourself? I certainly wouldn't.

If it was clear that it was his fault (seems so from your description), let his insurance pay for it.

Is your neck OK?

[Stu]

Why did you pull into the side of that poor 4X4 without making sure you had passed in front of him first?



[/devils advocate mode]
looks like a 50/50 settlement. If it can be repaired for ~ £100 w/out an insurance claim jump at the chance - by all means get an estimate and take it round to him to see if he will pay.

[ophic]

Originally Posted by G

a) Go through the insurance, my girlfriend (I) may have to pay £350 excess until they claim it back off his insurance, but if they play up (he has a witness that can bull**** for him even though he went into the rear of me) it may risk going 50/50, so £350 for a £103.07 repair worse case.

Doesn't make sense. If it costs more than the excess, the insurance company covers the rest. If it's less, your insurance company doesn't pay at all. So you'd only be paying the £103. You don't pay your whole excess if the repair costs less.

But if you successfully claim off him, then you'd pay nothing.

[G]

Originally Posted by Stu

Why did you pull into the side of that poor 4X4 without making sure you had passed in front of him first?



[/devils advocate mode]
looks like a 50/50 settlement. If it can be repaired for ~ £100 w/out an insurance claim jump at the chance - by all means get an estimate and take it round to him to see if he will pay.

That there is my exact worry. I was way clear of him with plenty of space but being a road warrior he sped up to close the gap deliberately.

I have looked at it again and it could probably be smart repaired quite easily the damage is essentially a 5mm wide scratch about 4" long on the very edge.

Erm..... it's your g/f's car. What does she say?

[Stu]

Did the Police attending make any comment as to who was at fault?
Oh and his ins. excess is n/a for your claim - he would not have to pay any excess, just suffer loss of NCB/higher premiums

[Stu]

Originally Posted by Jabba

Erm..... it's your g/f's car. What does she say?

He hasn't told her

Originally Posted by Jabba

Erm..... it's your g/f's car. What does she say?

Probably nothing until at least Sunday, no sex this weekend either