sv to R1 -insurance price.

[Fallout]

I'm convinced TPFT is the way to go. It encourages me to ride more sensibly and saves me a packet on insurance. 30 y/o, 3 years no claims, £66. I don't think I'd ever go fully comp unless my bike was a significant investment.

Originally Posted by Fallout

...30 y/o, 3 years no claims, £66...

OMG

Originally Posted by Fallout

I'm convinced TPFT is the way to go. It encourages me to ride more sensibly and saves me a packet on insurance. 30 y/o, 3 years no claims, £66. I don't think I'd ever go fully comp unless my bike was a significant investment.

I paid £4500 in cash for my bike and it's insured fully comp. It's up for renewal in April and I'll go TPFT aswell. I have so many modifications on the thing that they wouldn't pay out anyway...

I also don't use my bike for much else other than pleasure now so makes perfect sense.


Member of the 1 litre club...

I found this thread quite interesting! I did something similar a few years ago, I was riding a 636 kawasaki and just for the laugh started looking at quotes for Blackbirds, these were coming back at less than £100 more than the Kwak. I then thought 'in for a penny' and went for a Hayabusa, again I was suprised, so suprised in fact that I went and got one!

As for the Third Party stuff, Ive just been plaing round with some quotes. Im 30 years old, no claims, been riding 10 years and have 5 years no claims (or maybe six, but Ive been using 5!). Quoted for a 2006 Sv650 TPFT at £58.42, for fully comp it was £80.49! Without any no claims TPFT was £78 and FC was £130.

Its enough to make me want to get a second bike, funnily enough an RS125 came back at £50ish too.

Seems though that the age and time spent riding is worth a lot more than the NCB for me?

Originally Posted by Villers

Quoted for a 2006 Sv650 TPFT at £58.42, for fully comp it was £80.49! Without any no claims TPFT was £78 and FC was £130.

Its enough to make me want to get a second bike, funnily enough an RS125 came back at £50ish too.

Seems though that the age and time spent riding is worth a lot more than the NCB for me?

I wouldn't mind my quotes to come back that cheap, TBH. I'd gladly pay tripple your FC quotes without thinking twice.

I had an RS125 for my 1st, £640 3rdP only. first year riding no NCB 2nd year it went up by £40 even though I gained 1y NCB.

I agree with the last part, NCB are to just encourage people to drive like nuns but that doesn't always happen.

My RSVR comes back at just over £200 FC still! I have been there and paid my dues though, I paid something like £400 for the RS125 TPFT, £600+ for the CBR6, £350ish for the ZX6R and £450ish for my Hayabusa.

Hasn't always been plain sailing!! Ive been 3rd party with some awful companies and got completely shafted on a couple of occasions!

Turning 30 has brought it down quite a lot though