insurance advice regarding accident

I cant contact her as i got her details via the police.

I going to have to just wait it out and aim to go through small claims court or something. either way its inconvenience and totally unfair for me. I thought cyclists were bad but this is ridiculous.

[Bibio]

i'm going to play devils advocate here. as far as i'm aware there is no law regarding so called 'J-walking' in this country. it's a drivers responsibility to look out for pedestrians.

think of it this way, it could have been a child that ran out in front of you.

her claiming on your insurance for injury is a bit below the belt but if you have caused her damage (that just might rear it's ugly head later in life) then you would have done the same.

chalk it up as experience and move on.

Bibio - I completely disagree with the point implying that anyone would claim in the same position. I firmly believe that I am responsible for my own actions, no matter what the outcome. The idea that people should claim for injuries that are their own fault is what is wrong with modern day society.

Originally Posted by phil24_7

I firmly believe that I am responsible for my own actions, no matter what the outcome.

Agreed, if the bint had looked, kiggles wouldnt be in this predicament.

[DJ123]

Originally Posted by stuR

Agreed, if the bint had looked, kiggles wouldnt be in this predicament.

Same can be said of Kiggles. Its up to both parties to check for safety, but the responsibility remains that of the driver. Look at crashes involving cyclists and motor vehicles. Even if the cyclist is at fault and put themselves in danger the driver is still held on a charge.

Yes, but no matter how observant someone is, if somebody steps out close to you then you may have no time/not enough time to react..is that your fault? Nope, matter is out of your hands.

[DJ123]

Correct. It simply shows how aware you need to be when driving on the road and to be prepared for anything.
As a certain saying goes, its better to be alive and wrong than dead and right.

[yorkie_chris]

So what? That doesn't make it right for this fookin slag to do the dirty on him because she's too fookin stupid to watch where she's going.

Roll over and chalk it up to experience? What?! How is that right? Do everything you possibly can to avoid it and if she gets away with it then make sure she doesn't get away with it. If everyone did that then these f***ing parasites wouldn't get such an easy ride.

[Bibio]

if you were to be knocked down by someone and suffered loss of wages and your mortgage was at risk i think you might think different.

don't get me wrong peeps i completely agree about being a claim happy society these days.

i had an ambulance chaser cold calling at the door the other day and i'm sure the whole street heard me. opened the door and was met by:
him - have you had an accident lately
me - no
him - do you know of anyone who has
me - no
him - are you sure
me - ~~'#'#@@

it was the way he said 'are you sure' that really got me hackles up.

but my point still stands ''it could have been a child'' so i think Kiggles should think himself lucky. it could happen to any of us at any time and no matter how advanced a rider you think you are or how much training you have had it wont matter, it might help but some things are beyond the scope of human possibility.

there was a case in Edinburgh when i was younger of a student pizzed out his brains staggered onto a road and got run over. if i remember the driver got banned and the student got a huge settlement. the road was then closed off at weekend nights as a result.

Originally Posted by Bibio

if you were to be knocked down by someone and suffered loss of wages and your mortgage was at risk i think you might think different.

Not at all. If it was MY FAULT, I would take the consequences, I always have. I could have won many a compo claim over the years but just because I can doesn't mean I should. It's the $hit heads that do that are bringing our society and economy to it's knees (along with the banks!). I could rant on for hours on the subject but I would end up spitting blood and be angry for the next week!