Roadfund licence set to nolonger carry over to the new owner

imo we're massivly behind other countrys on this whole tax insurance mot thing. when I visit my mum in fuertventura and provided I have a valid licence im free to drive their car.

over there they have an annual maintenance check and at that point they pay another sum to insure the vehicle.
because of this there are zero uninsired drivers. partly because a vehicle cannot drive a couple of mile without passing one of their 3 branches of police and any one of those will fine you significantly more than you should have paid for the "mot" and insurance. So its not worth doing!
We need a system like that.
One where the punishment is worse than the risk. i admit we dont have the ratio of police tp public they do but we do have a **** ton of camera systems which could be set to automatically ticket the registered keeper should a car be caught on the road without the required test/insurance.

if you have nothing to hide, you have no reason to object. etc.

of course the only downside is drivers ed has to be part of the curiculum other wise you do increase the chance of people driving who dont have a licence.