![]() |
#91 |
Member
Mega Poster
Join Date: Feb 2011
Location: Poole
Posts: 1,083
|
![]() Just saw this reply! Yeah I know shocking service there from LV. Great news on getting the check through though! Oh and possibly, your insurance company could of they can be rrrrs'd attempt to lay charges of fraud. Technically if it could be proven he has offended under s2 & 3 of the fraud act. He has misrepresented the facts to his insurer and he has failed to disclose material facts to his insurer. Both of which exposed another (you) to the risk of loss. The great thing about the fraud act is that he is guilty of the offence even if unsuccessful. But your insurers will need to bothered to try and investigate and build a strong enough case to present to the police. If you are THAT bothered by it you could go for a civil prosecution, the burden of proof is lower, but if you lose you will have to pay your costs etc. I would say that on balance you are in the best possible situation. You're getting paid and it's not on your policy. Take the money and run as they say!
__________________
2011 Triumph Daytona 675, Arrow exhaust and QS! |
![]() |
![]() |
![]() |
#92 |
Guest
Posts: n/a
|
![]()
Yeah I'm just happy I'm getting my bike repaired at no cost to myself.
The TP is going to have increased premiums as a result of this so hopefully he'll think twice before parking like a to$$er next time. |
![]() |
![]() |
#93 |
Member
Mega Poster
Join Date: Dec 2007
Posts: 2,708
|
![]()
Nice result mate, really pleased for you. I love it when low life get caught out and bought to book. Still think he should have been stuck on as well though.
|
![]() |
![]() |
![]() |
#94 | |
Guest
Posts: n/a
|
![]() Quote:
Cheers for all the advice RH, it was invaluable! The collision tracker is logged with the police so what they'll do is up to them I guess. I'm just pleased the bike will be back looking good as new ASAP ![]() |
|
![]() |
![]() |
#95 |
Guest
Posts: n/a
|
![]()
It might affect yours too. When you get a quote, one of the questions asked is always, "Have you had any sort of accident, regardless of whether a claim was made?" If it wasn't going to influence the price of your insurance, why ask?
|
![]() |
![]() |
#96 |
Member
Join Date: Dec 2011
Location: Cheshire
Posts: 562
|
![]()
True but having just been through the process myself after a no-fault crash, i got quotes on a Yamaha Fazer 1000 from £130 fully comp - about a fiver more than i was paying for the SV with half the power. So it can't count for that much.
__________________
Red Suzuki GN 125 - sold Black Yamaha XJR400 - sold Current - 2000 SV650S curvy, red. 1969 VW Beetle for the snow. |
![]() |
![]() |
![]() |
#97 |
Guest
Posts: n/a
|
![]()
By avoiding a claim through my policy and going direct to the third parties insurance company, I hope I have minimised the effect on my future premiums. Don't think there was a better course of action unless the TP had offered to pay cash without involving the insurance but that was never an option here.
|
![]() |
![]() |
#98 | |
Noisy Git
Mega Poster
Join Date: Apr 2007
Location: Halifax/Leeds
Posts: 26,645
|
![]() Quote:
"Errr would you like them in chronological order, pain order or ascending order of rearrangement of road furniture..." ![]()
__________________
Currently Ex Biker
Now rebuilding a 63' fishing trawler as a dive boat |
|
![]() |
![]() |
![]() |
#99 |
Member
Mega Poster
Join Date: Dec 2007
Posts: 2,708
|
![]()
You think that's bad but there was a time when they tried to make us declare all our work "incidents" to our private insurance companies. I'd have been on the phone to them on a weekly basis....!
|
![]() |
![]() |
![]() |
#100 |
Member
Mega Poster
Join Date: Jan 2013
Location: Alton, Hampshire
Posts: 1,606
|
![]()
That seems a bit unfair, all things considered. People ram/tag police cars all the time in pursuits (if the telly shows are anything to go by)
I saw a guy (on telly) pull out of the way of a traffic car with blues and twos on, on a dual carriage way then pull into the side of him for no reason. The road was totally clear in front and behind. They guy then tried to claim the policeman hit him!
__________________
Ad eundum quo nemo ante iit - Ad infinitum et ultra White 650 V-Strom -No mods Blue curvy 650 (OMFG I FIXED IT!!!) -200mm Delkevic Stubby. |
![]() |
![]() |
![]() |
|
|
![]() |
||||
Thread | Thread Starter | Forum | Replies | Last Post |
Best backpack for my expensive camera whilst on bike? | bikeramy | Bikes - Talk & Issues | 40 | 21-01-12 02:45 PM |
Bike cuts out/'sputters' whilst riding. | webber87 | SV Talk, Tuning & Tweaking | 7 | 14-07-10 09:32 PM |
Got water balloon attacked whilst on bike | thulfi | Idle Banter | 4 | 15-04-10 03:54 PM |
Using an MP3 Player whilst riding my bike - Is it Wise ? | hovis | Bikes - Talk & Issues | 40 | 10-11-06 09:33 AM |
Using an MP3 Player whilst riding my bike - Is it Wise ? | apoc76 | Idle Banter | 3 | 08-01-70 09:05 PM |