insurance claiming

[Wideboy]

well paws is right, my insurance is with MCE aswell, not sure to claim for gear as i dont want my premium to shoot up, its pretty low as it is

i dont get sick pay at work unless it injury from work, got to go in and show them my hospital forms ect, never know they might give me something but with the way work is i doubt it

[fizzwheel]

Originally Posted by Wideboy

i dont get sick pay at work unless it injury from work, got to go in and show them my hospital forms ect, never know they might give me something but with the way work is i doubt it

Go to Citizens advice and ask them about Statutory Sick Pay ( SSP ) If I'm right its a government thing and nothing to do with your work, its not much money but it'll be better than nothing.

Have a read of this site, i get the impression they have to pay SSP in almost all circumstances, although there are a few get out clauses. Even if they don't it tells you about a form your employer came fill out to try and get you something.
http://www.dwp.gov.uk/lifeevent/bene...y_sick_pay.asp

Originally Posted by Dave20046

Depends how old wideboy is my insurance premiums have upped by about £1100

Boy oh boy, am I glad I paid that little extra for protected no claims. I had a £1650 claim against me last year, this year my renewal quote was lower than I paid last year.

Of course, I went and screwed it all up by buying a different bike this year.

[Dave20046]

Originally Posted by Lozzo

Boy oh boy, am I glad I paid that little extra for protected no claims. I had a £1650 claim against me last year, this year my renewal quote was lower than I paid last year.

Of course, I went and screwed it all up by buying a different bike this year.

Under 21s (or 25s?) aren't eligible for protected ncb. plus I didn't plan to crash

[the_lone_wolf]

Originally Posted by Dave20046

Under 21s (or 25s?) aren't eligible for protected ncb. plus I didn't plan to crash

it's not been an age related thing for me, you need to have a certain level of NCB to get it from most of the insurers i've used, 4yrs normally

[Dave20046]

Originally Posted by the_lone_wolf

it's not been an age related thing for me, you need to have a certain level of NCB to get it from most of the insurers i've used, 4yrs normally

That could be right, but it'd be hard to get 4 ncb years before being 20, so I'm still out.

[the_lone_wolf]

Originally Posted by Dave20046

That could be right, but it'd be hard to get 4 ncb years before being 20, so I'm still out.

if i hadn't cancelled the SV policy when i sold it i'd have had 4yrs NCB after 2yrs riding

[Dave20046]

Originally Posted by the_lone_wolf

if i hadn't cancelled the SV policy when i sold it i'd have had 4yrs NCB after 2yrs riding

how? by having more than one bike? Does it work like that??

[the_lone_wolf]

Originally Posted by Dave20046

how? by having more than one bike? Does it work like that??

if you have separate policies yes, each one earns one years NCB when it expires...