Do I get a T-shirt or summat?

Ouch! GWS fella!

[dizzyblonde]

Originally Posted by fizzwheel

Seems cut and dried to me, but dont be surprised if the car driver changes his mind and tells his insurance company a load of rubbish to try and wiggle out of it.

Oh how right you are Fizz.

Originally Posted by petevtwin650

Not sure if CN come with inbuilt clothing insurance anyway if you're fully comp, which hopefully you are

.

I'm fully comp with CN and I had to take out separate cover for my gear this year. They don't cover it in your bike insurance for some weird reason

[Nobbylad]

Hmmm....on the phone they said it sounded cut and dried (as fizz said) so I can claim my excess etc. I'm assuming if this goes as expected, I'll be able to claim for everything against his insurance? Where will I stand when I come to re-insure, I'll have to declare it, but surely it will be classed as no fault (for me) and fully paid (by him) so are my premiums likely to go up?

BTW - although I'm with CN, the insurer is actually Equity Red Star....any experience of them?

Plus, if the bike is written off, I reckon with a bit of TLC it's perfectly OK as a naked pointy....is it worth considering buying it back and reselling it etc or should I just stop trying to get ahead of myself and chill out for a bit and see what happens?

[dizzyblonde]

Originally Posted by Nobbylad

BTW - although I'm with CN, the insurer is actually Equity Red Star....any experience of them?

seems they have a deal with them, I'm with them too, but alas I've never had to claim...yet Be interested to see how things pan out, as I've never come across anyone using them either

[fizzwheel]

It should be classed as Non fault, costs recovered from 3rd party or something similar I cant remember the exact wording, so it shouldnt effect your insurance when you come to renew.

I'd wait till you get the assessors report before worrying about the bike, remember if they do write it off, dont accept their first offer as it'll be stupidly low probably. TBH it sounds cosmetic mostly so a prime candidate for a buy back.

Dont worry about it for now, you'll be sore in the morning, make sure you get yourself sorted out first and just let the insurance company deal with it.

[Nobbylad]

Cool...thanks for the info...when do I get me t-shirt?

My bike was knocked over by as dozy car driver in November last year. So far his insurance company have failed to register an interest in the claim, let alone admit or deny liability. So chill out. If you're fully comp, you'll either get the bike repaired and you'll have to stump up the excess, or written off and you may, but not neccessarily, get the chance to buy it back. My buy back figure was very attractive. Then you may have a delay whilst the insurers argue who was at fault and to what percentage. In the meantime your claim will be treated as a "fault" claim until you get your excess and other monies back.

[Nobbylad]

Thanks Pete - fingers crossed the situ and witnesses swing a quick turnaround

[Biker Biggles]

And claim for everything----Bike lid clothing boots gloves the lot.See the quack and get your injuries listed and looked at and claim for them as well.You will probably get offered a lot less for your bike than you paid for it so make the money up on the other stuff.

GWS fella.

The bike can be sorted, make sure they look at you properly whilst at A&E or the docs.

I've never had to claim for bike or car, so won't comment on that.