Bike knocked over by wind - insurance cover?

Aw thats bad luck Dan . I have no idea what to do sadly.

phone your insurance and ask the question does your insurance cover you on a CAR park, bike parks your covered, car parks most insurances dont cover you, if your not covered you still have the legal requirement to ride and they cant claim off your insurance

otherwise sue the person that asked you to move it, its illegal not to provide equal parking to that of cars otherwise each bike can use its own car parking bay. Discrimination is illegal last time i checked. So they MUST provide parking for you underground parking which is equal to that of where the cars park.

[Nobbylad]

Is she fit?

[ophic]

Originally Posted by sunshine

phone your insurance and ask the question does your insurance cover you on a CAR park, bike parks your covered, car parks most insurances dont cover you, if your not covered you still have the legal requirement to ride and they cant claim off your insurance

otherwise sue the person that asked you to move it, its illegal not to provide equal parking to that of cars otherwise each bike can use its own car parking bay. Discrimination is illegal last time i checked. So they MUST provide parking for you underground parking which is equal to that of where the cars park.

I've not heard anything like this before. So let me know the outcome as it could prove useful.

i had it before on a public car park they waited for me, they was bigger than me and so i gave them my insuarance details and Carole nash said, oh we are sorry his insuance doesnt cover CAR parks as asda failed to put in designated motorcycle park bays you can try to claim off them, they then called me and asked about my damages, i said exhaust they called the asda store up and claimed off them and the Suzuki VL125 i had at the time got a shiney new exhaust after the 2 scratches was all that you could see on it
hth

Originally Posted by sunshine

i had it before on a public car park they waited for me, they was bigger than me and so i gave them my insuarance details and Carole nash said, oh we are sorry his insuance doesnt cover CAR parks as asda failed to put in designated motorcycle park bays you can try to claim off them, they then called me and asked about my damages, i said exhaust they called the asda store up and claimed off them and the Suzuki VL125 i had at the time got a shiney new exhaust after the 2 scratches was all that you could see on it
hth

That is bloody handy to know. I hope this is the case here too! Good luck Dan.

[ophic]

Originally Posted by philbut

That is bloody handy to know. I hope this is the case here too! Good luck Dan.

not quite that simple - just because your insurance doesn't cover car parks, does not mean you're not still personally liable. If the other party has legal cover, you could find yourself in hot water.

Originally Posted by sunshine

otherwise sue the person that asked you to move it, its illegal not to provide equal parking to that of cars otherwise each bike can use its own car parking bay. Discrimination is illegal last time i checked. So they MUST provide parking for you underground parking which is equal to that of where the cars park.

this part is useful to know as well, they use legal you sue the company for not have equal parking for motorcycling or the person who told you to move it.

tell her to take a running jump

Right. Told her to get stuffed as she caused the problem in the 1st place.

Furthermore, upon very close inspection, my bike has no damage other than a scraped bar end and slightly scuffed rear panel (which was already scuffed from my friend reversing into me a while ago).

She has taken my reg etc and threatened with police, saying it was a hit and run. Lol!! Funny how a bike can all of a sudden ride itself. She really is a prize plonker.

Have requested CCTV from security to see if there is any proof of my bike falling over onto her car. When I went outside to pick it up it was just on the floor.

Thank god for R&G's!

EDIT: I forgot to mention that she wants £300 for damage to her vehicle if I don't want to go down the insurance route. Apparently she phoned a gargage, explained the damage and they told her over the phone. I asked for the garages number but funny that she couldn't remember even the name of the garage.

The smell of BS is choking me.